CREDIT CHECKING

A bit of homework before you begin work

While it’s natural for organisations to face difficult times occasionally, some businesses are perennially in trouble, either due to inadequate management skills or malpractices. This is why when you are about to engage in business with another company or even an individual, it’s always wise to do some background research, especially around their financials and credit history.

A partnership with one of the best credit agencies in New Zealand

Debt Free provides complete credit information services through our partnership with Centrix. You can access this information 24/7, so you have the latest information on your clients and know the change to their risk profiles in real-time.

Benefits of our credit checking information through our portal:

  • Comprehensive commercial and consumer credit reports that banks rely on
  • Several different reports, such as adverse information on any client’s credit file, that help make important credit management decisions
  • An alert system where you can track problematic client’s credit files and get an email if they default on any payments
  • Complete training from Debt Free on how to do reports and best interpret them, as this is crucial with credit checking and alert services
  • Access to more in-depth information on the Centrix website if you need ideas on how this credit information can give you added value

Commercial credit reports

You can access 100% of company credit reports and check a wide range of information like:

  • Company details
  • Payment defaults
  • Court judgments
  • Public notices
  • Security interests

Individual / Consumer credit reports

You can get access to 95% of credit active individuals, helping you review historical repayment history. Such information helps you predict future payment prospects, and reduce bad debts and write-offs. You will have access to information like:

  • Payment defaults
  • Collection actions
  • Court judgments
  • Insolvency information
  • Public notices
  • File notes
  • Identity information through the national driver licence database helping you avoid identity fraud

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CONTACT

Get in touch with us to learn more about credit checking.

Mark McLachlan
Director

Mark is an expert with ten years of experience dealing exclusively with business documentation and credit management processes. He has completed a New Zealand Certificate in Financial Services Level 5 qualification and consulted with thousands of companies, saving his clients millions.

Mark founded Debt Free in 2021 as he is passionate about helping New Zealand companies to succeed and flourish by getting paid their hard-earned money while avoiding typical issues faced in their industry. He has immense knowledge of real-life cases and how tailored credit management processes can prevent debt, address the unique demands of a wide range of industries, and remove risks and liabilities relevant to business activities.

Attending association and organisation speeches, Mark is a respected figure in the credit management industry and is a member of the New Zealand credit and finance institute.

[email protected].nz | 021 283 9027

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[email protected] | 0212839027

Josh Whitehouse
Regional Manager Canterbury

Growing up in Taranaki, Josh worked in business consulting for eight years, delivering successful solutions to his clients before relocating to Christchurch and joining Debt Free in early 2022 to look after the beautiful South Island.

Josh is a trusted and valued team member specialising in business documentation, business development, credit management and account management. He has helped the companies he consulted with to implement best practice credit management processes and saved individual clients hundreds of thousands of dollars. Josh entered this space for one reason, his absolute love and adoration for people and a passion for helping others to achieve greatness in business and life.

Josh’s business motto is “there is untapped greatness in all of us. Sometimes we just need a little help to cultivate it.”

[email protected]nz0272722132

 

Rana searle
Office Manager

Rana started as an Office Manager when she was only a teenager and has extensive experience across many different industries, including building, horticulture and healthcare. She is a great communicator, an avid list maker, and always plans things well in advance.

Rana is super helpful, caring and kind and is a perfectionist when it comes to documentation. She has an incredible eye for detail and thrives on getting stuck in and succeeding. Rana prides herself on being people-focused, loves motivating others to be their best and always puts her client’s needs first as she genuinely cares and wants the best outcome.

Rana is always smiling, has a proven track record, is a natural-born leader who loves managing a team and genuinely loves to help whenever and wherever she can. She is passionate about our purpose to make sure New Zealand businesses flourish and grow. Rana loves being able to help the people behind those businesses feel safe and secure to succeed and is a big part of the Debt Free team.

[email protected] | 0212226425