DEBT FREE

A business built around protecting fellow Kiwi businesses

Our goal at Debt Free is simple, we aim to help prevent loss and protect New Zealand businesses through implementing best practice documentation that is guaranteed to be enforceable along with essential services like credit checking and security interests, which significantly safeguard against losses while trading. We have a fundamentally different approach to debt collection, we want you to avoid having debts in the first place and put best practice systems in place before you need to rely on them.

We are fascinated by how many great businesses are born in Aotearoa. They are the backbone of our economy, and we are here to protect you. We understand that for New Zealand to do well, we need to ensure our businesses can grow and flourish while avoiding all the losses, time wastage and reduced productivity that come with debts, liquidations and challenging situations that weren’t planned for.

Here to help businesses be better

As a New Zealand owned and operated company, we genuinely care and want to help fellow local businesses.

All our business documentation is specially designed and tailored around the particular business we are working with. We love to get to know our clientele and what makes their company so special and create tailored clauses by working with our very experienced legal team.

Unlike other companies in the business documentation industry, we guarantee our documentation will hold up in any New Zealand court, or we will refund 100% of your fees.

We also maintain regular contact with you and will provide one year’s advance notice on any law changes that may affect business in the future so that your business is always compliant with current laws.

It is a pleasure to see our clients being able to operate in complete confidence, knowing that their documentation protects them from unnecessary risks. That is what we want for all New Zealand businesses!

OUR TEAM

We are a team of specialists, with over 30 years of combined experience in creating customised terms and conditions of trade documentation.

TESTIMONIALS

LOCATIONS

CONTACT

Get in touch with us for guaranteed terms and conditions of trade.
MARK MCLACHLAN
Director

Mark is an expert with ten years of experience dealing exclusively with business documentation and credit management processes. He has completed a New Zealand Certificate in Financial Services Level 5 qualification and consulted with thousands of companies, saving his clients millions.

Mark founded Debt Free in 2021 as he is passionate about helping New Zealand companies to succeed and flourish by getting paid their hard-earned money while avoiding typical issues faced in their industry. He has immense knowledge of real-life cases and how tailored credit management processes can prevent debt, address the unique demands of a wide range of industries, and remove risks and liabilities relevant to business activities.

Attending association and organisation speeches, Mark is a respected figure in the credit management industry and is a member of the New Zealand credit and finance institute.

[email protected] | 021 283 9027

Rana searle
Office Manager

Rana started as an Office Manager when she was only a teenager and has extensive experience across many different industries, including building, horticulture and healthcare. She is a great communicator, an avid list maker, and always plans things well in advance.

Rana is super helpful, caring and kind and is a perfectionist when it comes to documentation. She has an incredible eye for detail and thrives on getting stuck in and succeeding. Rana prides herself on being people-focused, loves motivating others to be their best and always puts her client’s needs first as she genuinely cares and wants the best outcome.

Rana is always smiling, has a proven track record, is a natural-born leader who loves managing a team and genuinely loves to help whenever and wherever she can. She is passionate about our purpose to make sure New Zealand businesses flourish and grow. Rana loves being able to help the people behind those businesses feel safe and secure to succeed and is a big part of the Debt Free team.

[email protected] | 0212226425

Nick Kerr
Regional Manager Bay of Plenty

Nick Kerr is a business documentation and credit management expert with 16 years of real-world experience. Nick has worked with over 10,000 businesses during his career to set up best-practice credit management systems and saved clients millions of dollars. Nick prides himself on having a deep understanding of multiple industries and business types along with their individual credit management requirements. He is a sought-after business speaker and author in New Zealand and Australia, combining sound business advice with best practice solutions delivered with case-based examples. 

After spending 15 years with a large corporate credit management agency, Nick joined forces with Debt Free NZ in 2022. “I joined Debt Free as they were the only company in New Zealand that I could find that understood the credit environment and had the confidence to offer a guarantee on the terms they provide. The fact that Debt Free gives its clients access to industry-leading terms, real-world best practice advice and the most advanced credit checking tools available made the move a no-brainer. My clients rely on me to give them what they need for their business, and only the best will do for my clients”. 

Nick is a licenced private investigator specialising in debtor behaviour analysis and fraud investigation, this allows nick to offer his clients more in-depth training and analysis into client/debtor behaviour and how to tailor the credit management system to best work with the business’s client types. 

Nick is a full member of the New Zealand credit and finance institute and the World association of professional investigators and consults with many Industry boards around the country. 

[email protected] | 021876527

Josh Whitehouse
Regional Manager Canterbury

Growing up in Taranaki, Josh worked in business consulting for eight years, delivering successful solutions to his clients before relocating to Christchurch and joining Debt Free in early 2022 to look after the beautiful South Island.

Josh is a trusted and valued team member specialising in business documentation, business development, credit management and account management. He has helped the companies he consulted with to implement best practice credit management processes and saved individual clients hundreds of thousands of dollars. Josh entered this space for one reason, his absolute love and adoration for people and a passion for helping others to achieve greatness in business and life.

Josh’s business motto is “there is untapped greatness in all of us. Sometimes we just need a little help to cultivate it.”

[email protected]nz0272722132

 

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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Imperdiet turpis ultrices ut nulla scelerisque. Phasellus posuere tristique suspendisse suspendisse at id blandit. Elit, pellentesque eget metus, massa ut mi pellentesque. Luctus libero consequat facilisi tortor volutpat morbi blandit pellentesque urna.

Mauris semper ut sed eu. Pellentesque metus integer pretium arcu velit aliquet maecenas feugiat. Nec pretium dolor vitae ultricies. Tellus morbi cursus tortor et diam amet blandit varius. Ut nisi pulvinar eget maecenas est pretium. Pellentesque eget amet posuere a faucibus condimentum pulvinar amet. Phasellus sed feugiat dignissim commodo ultrices.

[email protected] | 0212839027

JOSH WHITEHOUSE
Regional Manager Canterbury

Growing up in Taranaki, Josh worked in business consulting for eight years, delivering successful solutions to his clients before relocating to Christchurch and joining Debt Free in early 2022 to look after the beautiful South Island.

Josh is a trusted and valued team member specialising in business documentation, business development, credit management and account management. He has helped the companies he consulted with to implement best practice credit management processes and saved individual clients hundreds of thousands of dollars. Josh entered this space for one reason, his absolute love and adoration for people and a passion for helping others to achieve greatness in business and life.

Josh’s business motto is “there is untapped greatness in all of us. Sometimes we just need a little help to cultivate it.”

[email protected]nz | 0272722132

NICK KERR
Regional Manager Bay of Plenty

Nick Kerr is a business documentation and credit management expert with 16 years of real-world experience. Nick has worked with over 10,000 businesses during his career to set up best-practice credit management systems and saved clients millions of dollars. Nick prides himself on having a deep understanding of multiple industries and business types along with their individual credit management requirements. He is a sought-after business speaker and author in New Zealand and Australia, combining sound business advice with best practice solutions delivered with case-based examples. 

After spending 15 years with a large corporate credit management agency, Nick joined forces with Debt Free NZ in 2022. “I joined Debt Free as they were the only company in New Zealand that I could find that understood the credit environment and had the confidence to offer a guarantee on the terms they provide. The fact that Debt Free gives its clients access to industry-leading terms, real-world best practice advice and the most advanced credit checking tools available made the move a no-brainer. My clients rely on me to give them what they need for their business, and only the best will do for my clients”. 

Nick is a licenced private investigator specialising in debtor behaviour analysis and fraud investigation, this allows nick to offer his clients more in-depth training and analysis into client/debtor behaviour and how to tailor the credit management system to best work with the business’s client types. 

Nick is a full member of the New Zealand credit and finance institute and the World association of professional investigators and consults with many Industry boards around the country. 

[email protected] | 021876527

RANA SEARLE
Office Manager

Rana started as an Office Manager when she was only a teenager and has extensive experience across many different industries, including building, horticulture and healthcare. She is a great communicator, an avid list maker, and always plans things well in advance.

Rana is super helpful, caring and kind and is a perfectionist when it comes to documentation. She has an incredible eye for detail and thrives on getting stuck in and succeeding. Rana prides herself on being people-focused, loves motivating others to be their best and always puts her client’s needs first as she genuinely cares and wants the best outcome.

Rana is always smiling, has a proven track record, is a natural-born leader who loves managing a team and genuinely loves to help whenever and wherever she can. She is passionate about our purpose to make sure New Zealand businesses flourish and grow. Rana loves being able to help the people behind those businesses feel safe and secure to succeed and is a big part of the Debt Free team.

[email protected] | 0212226425

Mark McLachlan
Director

Mark is an expert with ten years of experience dealing exclusively with business documentation and credit management processes. He has completed a New Zealand Certificate in Financial Services Level 5 qualification and consulted with thousands of companies, saving his clients millions.

Mark founded Debt Free in 2021 as he is passionate about helping New Zealand companies to succeed and flourish by getting paid their hard-earned money while avoiding typical issues faced in their industry. He has immense knowledge of real-life cases and how tailored credit management processes can prevent debt, address the unique demands of a wide range of industries, and remove risks and liabilities relevant to business activities.

Attending association and organisation speeches, Mark is a respected figure in the credit management industry and is a member of the New Zealand credit and finance institute.

[email protected]nz | 021 283 9027

Add Name
Lorem Ipsum Dolor

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Imperdiet turpis ultrices ut nulla scelerisque. Phasellus posuere tristique suspendisse suspendisse at id blandit. Elit, pellentesque eget metus, massa ut mi pellentesque. Luctus libero consequat facilisi tortor volutpat morbi blandit pellentesque urna.

Mauris semper ut sed eu. Pellentesque metus integer pretium arcu velit aliquet maecenas feugiat. Nec pretium dolor vitae ultricies. Tellus morbi cursus tortor et diam amet blandit varius. Ut nisi pulvinar eget maecenas est pretium. Pellentesque eget amet posuere a faucibus condimentum pulvinar amet. Phasellus sed feugiat dignissim commodo ultrices.

[email protected] | 0212839027